HVC.com PRIVACY POLICY

How HVC.com Uses Your Personal Information

This policy covers how Ticonderoga Ventures, Inc and HVC.com treats personal information that HVC.com collects and receives, including information related to your past use of HVC.com products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available. This privacy policy only applies to Ticondeorga Ventures, Inc. and HVC.com.

This policy does not apply to the practices of companies that Ticonderoga Ventures, Inc. and HVC.com does not own or control, or to people that HVC.com does not employ or manage. In addition, some companies that HVC.com has acquired have their own, preexisting privacy policies which may be viewed on our acquired companies page.

HVC.com's participation in the Safe Harbor program

HVC.com participates and complies with the United States-European Union Safe Harbor program developed by the U.S. Department of Commerce and the European Union. HVC.com participates and complies with the United States-Swiss Safe Harbor program developed by the U.S. Department of Commerce and Switzerland. This includes the collection, use, and retention of personal information from European Union member countries and Switzerland. To view our certification, visit the U.S. Department of Commerce's Safe Harbor Web site. The company has certified that it adheres to the Safe Harbor Privacy Principles of notice, choice, onward transfer, security, data integrity, access, and enforcement. To learn more about the Safe Harbor program, and to view the company’s certification, please visit http://www.export.gov/safeharbor/

INFORMATION COLLECTION AND USE

General

HVC.com collects personal information when you register with HVC.com, when you use HVC.com products or services, when you visit HVC.com pages or the pages of certain HVC.com partners, and when you enter promotions or events. HVC.com may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For any user, confirmation of email is required. Credit card numbers are not stored by Ticonderoga Ventures, Inc. and HVC.com. When you register with HVC.com and sign in to our services, you are not anonymous to us.

Ticonderoga Ventures, Inc. and HVC.com collects information about your transactions with us and with some of our business partners, and may include information about your use of financial products and services.

Ticonderoga Ventures, Inc. and HVC.com automatically receives and records information from your computer and browser, including your IP address, HVC.com cookie information, software and hardware attributes, and the page you request.

Ticonderoga Ventures, Inc. and HVC.com uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Children

Individuals under 18 are not allowed to purchase an HVC.com product. Should a child under age 13 attempt to register with a HVC.com virtual event designed for children, we ask the child to have a parent or guardian create a HVC.com Family Account to obtain parental permission.

Ticonderoga Ventures, Inc. and HVC.com does not knowingly contact children under age 13 about special offers or for marketing purposes without a parent's permission.

Ticonderoga Ventures, Inc. and HVC.com does not knowlingly ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.

INFORMATION SHARING AND DISCLOSURE

Ticonderoga Ventures, Inc. and HVC.com does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

We provide the information to trusted partners who work on behalf of or with Ticonderoga Ventures, Inc. and HVC.com under confidentiality agreements. These companies may use your personal information to help Ticonderoga Ventures, Inc. and HVC.com communicate with you about offers from HVC.com and our marketing partners. However, these companies do not have any independent right to share this information.

We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing Ticonderoga Ventures, Inc. and HVC.com to collect and use their child's information without consenting to Ticonderoga Ventures, Inc. and HVC.com sharing of this information with people and companies who may use this information for their own purposes.

We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.

We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of HVC.com's terms of use, or as otherwise required by law.

We transfer information about you if Ticonderoga Ventures, Inc. and/or HVC.com is acquired by or merged with another company. In this event, HVC.com will notify you before information about you is transferred and becomes subject to a different privacy policy.

HVC.com may or may not display targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria.

Ticonderoga Ventures, Inc. and HVC.com does not provide any personal information to the advertiser upon interacting with or viewing an advertisement. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.

Ticonderoga Ventures, Inc. and HVC.com clients and advertisers may include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

Ticonderoga Ventures, Inc. and HVC.com works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.

COOKIES

Ticonderoga Ventures, Inc. and HVC.com may set and access HVC.com cookies on your computer.

Ticonderoga Ventures, Inc. and HVC.com lets clients with virutal events on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to HVC.com's cookies.

Ticonderoga Ventures, Inc. and HVC.com may use web beacons to access HVC.com cookies inside and outside our network of web sites and in connection with HVC.com products and services.

Your Ability to Edit and Delete Your Account Information and Preferences

General

You can edit your HVC.com Account Information, including your marketing preferences, at any time.

New categories of virtual event software and marketing communications might be added to the site from time to time. Users who visit the site can opt out of receiving future marketing communications from the new categories or they can unsubscribe by following instructions contained in the messages they receive.

We reserve the right to send you certain communications relating to HVC.com services, such as service announcements, administrative messages and HVC.com Newsletters, that are considered part of your HVC.com account, without offering the opportunity to opt out of receiving them.

You can delete your HVC.com account by selecting it in your account page.

Children

Parents can review, edit, and delete information relating to their child's HVC.com account using tools offered by HVC.com Family Accounts. Parents need to verify with photo ID they are the parent of the child.

If a parent chooses not to allow us to further collect or use a child's information, parents enrolled in an HVC.com Family Account may delete their child's account by signing into that child's account and then deleting it.

CONFIDENTIALITY AND SECURITY

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

To learn more about security, including the security steps we have taken and security steps you can take, please read the IT Security Policy at HVC.com.

CHANGES TO THIS PRIVACY POLICY

Ticonderoga Ventures, Inc. and HVC.com may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your HVC.com account or by placing a prominent notice on our site.

QUESTIONS AND SUGGESTIONS

If you have questions or suggestions, please complete a feedback form or you can contact us at:

Ticonderoga Ventures, Inc. 228 Park Avenue #32435 New York, NY 10003 (212) 722-1744

Effective Date: February 18, 2011